Credit Card Fraud in Fives
No one wants to be the victim of credit fraud. Aside from the stolen money you may never recover, victims of fraud can be faced with an enormous hassle. That hassle involves the closing of accounts, putting a fraud alert on your credit and a huge ding on your credit history, which can be difficult to fix.
Why Does My Mortgage Lender Need So Much Information
Exhaustive research into the financial, personal and credit history of home loan applicants is not unique to credit unions. Every home lender will request similar information for processing the loan.
Why are lenders so nosy?
Apple Pay, Samsung Pay and Tokenization: How to Stay Safe With the Wallet of the Future
Left your wallet at home? No worries; you can still pay for those purchases! Just use your phone.
Apple Pay, Samsung Pay and other mobile wallets are revolutionizing the checkout experience by blending two developments in payment infrastructure to save you time: near-field communication (NFC) and token encryption.
How Many Credit Cards Should I Own?
Hopefully, you’re working hard to keep a high credit score by using your cards and paying on time. You may be wondering, though, if more is better. Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score?
If you’re a young parent trying to make sense of the stock market in between grocery shopping and PTA meetings, you likely don’t have the time or headspace for the in-depth articles on sites like Investopedia and Bankrate. And yet, mommy-brain notwithstanding, you don’t feel comfortable plunking down your money without first reading up on your investment of choice.
5 Things You Can Do Today To Help Your Future
Your primary reason for attending college is to jumpstart your career, of course. But, did you know there are many other things you can do now to help secure your future?
Here are just 5 things you can do today that will improve your after-college life:
Online Resources for College Students
Keeping up with all your classes, reports and exams is no simple feat. And while we can’t make your classes easier, we can help lighten your workload with this awesome list of online resources for college students. Take advantage of all the internet has to offer!
6 Common Tax Mistakes To Avoid
It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common mistakes people make on their tax returns.
Will Amazon Go Destroy The Face Of American Retail?
You’ve picked up your last item, and you’re ready to check out. But if you thought choosing the right blend of K-cups was a tough decision, that’s nothing compared to the choice you’ll have to make now. Do you go to the aisle with the most carts that has the fastest cashier?
Financial Planning For College: How To Get The Most Out Of The FAFSA
If you’re the parent of a college-bound high school student, you’ve probably already started receiving junk mail with pictures of big, impressive stone facades on the outside and big, appalling price tags on the inside.
The Brain/Money Connection
We know that stress impacts our health in various ways, but did you know the brain is also physically affected by stress? Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. And nothing spells stress like money dilemmas!
Ready, Set, Go...to College
It may seem like yesterday when you were sending your child off to preschool. And now you’re preparing him for college!
The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates.
Everything You Want to Know about Bitcoin (…But Were Afraid to Google)
What is Bitcoin?
Bitcoin is a form of money that is entirely digital. The U.S. has dollars, Europe has Euros and the internet has bitcoins. The fact that bitcoin is digital isn’t all that interesting – because, in reality, an estimated 92% of all money is digital.
Beware of Banking Scams
There’s been a recent uptick in banking scams where criminals pose as representatives of the victim’s financial institution, thereby obtaining sensitive information. The scammers use the credit union’s social media account or likeness to appear authentic.
The iPhone X and Decoy Pricing
Retailers often manipulate our spending habits. For instance, every time you shop, your choices are likely influenced by pricing tactics like BOGO, anchoring and high-end pricing.
And then there’s the tactic favored by Apple: decoy pricing.
Should I Make A Balance Transfer?
Are you considering a balance transfer to an interest-free card and wondering if it's a good idea? While transferring some or all of your credit card debt to one that includes an introductory interest-free period can help you move toward a debt-free life, there are some things to be aware of. Consider these pros and cons:
Do Your Kids Have Virtual Shopping Smarts?
Did you know that 73% of millennials questioned in a Bazaar Voice survey do all their shopping on their smartphones? It’s not surprising. The world of commerce is constantly becoming more digitized as retailers focus on improving their online presence to cater to cyberspace shoppers.
Putting Your Affairs In Order: 7 Steps To Make Sure You’re Prepared
They say there are only two guarantees in life: death and taxes.
Put Your Trust In A Trust: 4 Reasons Trust Accounts Make Sense For You
A trust is a private contract that is living.
3 Common Changes That Might Mean It's A Good Time To Refinance Your Vehicle
Traditional Electricity Production vs. Solar Electricity Production
It is important to know how your current electricity is being produced.
Credit Cards Or Debit Cards - What's The Smartest Swipe?
Which one should you use? The answer depends largely upon your lifestyle.
Beware The Boom: Diversify Your Portfolio To Protect From The Bust
There’s always a “next big thing” in investing
Turning Back to School Shopping into a Personal Finance Lesson For Your Kids
Most parents regard back to school time with a mix of emotions. On one hand, you’re sorry to see your kids go. Summer has been a great time to tackle projects together, build memories, and have fun. On the other hand, it’ll be nice to have the whole house awake and moving before noon again!