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Perspectives, Financial and Otherwise,
from Sharon Credit Union

9/16/2019 | Education

A Guide to Opening Your First Credit Card

Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast!

Read on to get our guide and all of our do's and don'ts for opening a credit card.

9/9/2019 | Education

Your Complete Guide to Identity Theft Protection

Are you worried about #identitytheft? If you’re not, you should be! Millions of people fall victim every year, but you can stay safer with some simple steps. We’ve got a list of simple steps you can take to keep yourself out of the thieves’ crosshairs!

Read on for all of our tips on how to avoid identity theft.

9/2/2019 | Education

5 Must-Have Gadgets For Students

You’ve already got your laptop, tablet and, of course, your smartphone. What more can you need for school? Check out our list of 5 super-convenient gadgets that every student should know about.

Read on for our full list!

8/19/2019 | Education

11 Ways To Save On Back-To-School Shopping

Don’t drop your sunblock, but it’s almost #backtoschool time again! You don’t need to spend yourself into debt just because everyone else seems to be doing it. Instead, take a proactive, mindful approach when shopping for the new school year and spend hundreds less than the national average. Let Sharon Credit Union show you how!

Read on to learn all of our hacks on how tou can save on back-to-school shopping.

8/12/2019 | Education

10 Things You Can Do to Avoid Fraud

If you spot a scam, tell someone and then tell the FTC. Your reports help the FTC and other law enforcement investigate scams and bring crooks to justice. Sharon Credit Union came up with 10 things you can do to avoid fraud and recognize situations in which you are a target to scammers so that you can be better prepared to report fraud.

Read on to discover the 10 things you can do to avoid fraud and learn about how you can catch and prevent fraud attempts.

8/5/2019 | Education

9 Ways For Kids to Make Money

The best way to teach a child financial responsibility is by encouraging them to earn and manage money on her own. As August begins and kids get bored, there are many opportunities for them to pull in some extra money.

Read on to learn all of the ways kids can make some extra money this summer.

7/29/2019 | Education

12 Things To Do Before Your Summer Getaway

We’ve got a list of hints and tips that will save you time, money and most importantly aggravation before, during and after your getaway! Whatever your plans, here’s a list of things to take care of before you leave

Read on to see our whole pre-vacation checklist!

7/22/2019 | Education

7 Steps To A Mid-Year Financial Checkup

It's time for a mid-year financial checkup! Take a look at your monthly budget and see if it needs any adjustments, and try to factor in any large expenditures coming up. Give yourself a financial checkup before the summer gets away from you.

Read on to learn all 7 of our steps to a mid-year financial checkup!

7/15/2019 | Education

3 Ways Your Credit Union Can Help Fund Your Summer Vacation

Is the beach calling? Are the kids carving mouse ears out of soap? It’s vacation time! Let Sharon Credit Union help you make your dream trip a reality!

Read on to find out how Sharon Credit Union can help fund your summer vacation.

7/8/2019 | Education

4 Parking Lot Scams to Look Out for This Summer

So, you watch for #scams on your computer, in your mail and in stores, but have you ever heard of parking lot scams? They’re as old as cars, come in four major guises and are everywhere during the summer.

Read on to make sure that you have the right information to stay safe!

 

 

7/1/2019 | Education

6 Ways to Finance a Home Renovation

Home renovations are a great way to make your old house feel new again. Whether it be a renovation just for the sake of change, or a necessary change due to an unexpected emergency, Sharon Credit Union may be able to help. We are suggesting 6 Ways that Sharon Credit Union could finance your home renovations and providing options that are attractive and sutiable to different member needs or financial situations.

Read on to find out how Sharon Credit Union could help finance your home renovations.

6/24/2019 | Education

7 Money Myths You Need to Stop Believing Now

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.                                                           

Read on for 7 money myths that might be causing you more financial stress than benefit.

6/12/2019 | Education

How To Enjoy A Busy Wedding Season Without Going Broke

It’s #wedding season, and all those invites can really drain your wallet if you don’t shop smart! From saving on clothes and gifts to traveling on the cheap, check out our tips!

Read on to find out how you can attend the celebrations without breaking your wallet.

6/11/2019 | Education

6 Ways to Save Money on Gardening Equiptment and Supplies

Want to reconnect with the earth and do some gardening? We’ve got six hacks that will save you big money!

Read on to learn how you can afford the garden of your dreams!

5/23/2019 | Finances

Features You Should Look for in a New Car

Picking out the features you want in a new car can be like picking items off a menu … you want a bit of everything! Fortunately, we’ve gone through the most popular ones to help you pick the most important ones, the fun ones and the ones to skip.

To learn which must have safety features you should seriously consider in your next vehicle and which fun options might be right for you, read on.

4/28/2019 | Finances

7 Signs You're Living Beyond Your Means and How to Fix Them

If you can’t seem to dig out of a financial hole, you might be living beyond your means. But how to tell? Are you saving or are you living without rainy day and emergency funds? Carrying a credit card balance month to month? Do monthly bills create tremendous stress? Do your house and car payments bust your budget? If some or all of these apply to you, read how you can make fixes.

Read more.

 

3/15/2019 | Finances

5 Ways to Pay Off a Loan Early

If you’re like most of us, you’ve got more debt than you’d like. Want to pay it off early? There are simple tricks you can employ to lighten the load and start paying down what you owe sooner rather than later.

Read on to get started today!

1/18/2019 | Finances

Do You Need a Rainy Day Fund and Emergency Fund?

In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, but both funds available to tap into as needed. 

Read on for all your questions on rainy day and emergency funds, answered. 

9/19/2018 | Finances

5 Questions About Your Financial Future to Ask Yourself Today

It's important to stay on top of your finances. Here are 5 financial questions to ask yourself. Depending on your answers, they may help motivate you to to get on track!

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9/12/2018 | Finances

8 Reasons to Create a Monthly Budget

Not sure what you’ll gain by budgeting? Here’s a list of the benefits.

  1. You’ll spend less.

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9/12/2018 | Education

All You Need to Know About Buying a Used Car

If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride!

Step 1: Crunch the numbers

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8/21/2018 | Finances

7 Questions to Ask Yourself Before Making a Large Purchase

You’re convinced: You really want that Coach handbag. Or maybe you just know that gigantic entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. You’re thrilled! 

That is, until a few weeks later when the credit card bill comes, and buyer’s remorse hits. You can’t help wondering: Was it really worth the price? 

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8/21/2018 | Finances

Book Review: Financially Ever After

It’s almost impossible to find two people who have identical approaches toward money management. We all have our own ideas about spending, budgeting and saving. What one person calls being cheap, another calls being frugal, and yet a third will call total deprivation.

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7/10/2018 | Finances

How to Buy a Boat

Get ready to set sail this summer! Read on for the ultimate boat-buying guide. 

Step 1: Choose your boat type

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7/3/2018 | Finances

How to Save For a Boat

Ready to make waves without sinking your budget? Here’s eight simple steps to save up for the boat of your dreams. 

1.) Do your research 

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6/21/2018 | Finances

5 Ways to Budget For Your Wedding

Are you ready to tie the knot, but don’t know if you can afford a wedding? You don’t need to skimp on the wedding of your dreams or go deeply into debt to pay for it. By planning ahead, choosing wisely and prioritizing what’s truly important, you can say “I Do”  without stressing over wedding costs. 

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6/14/2018 | Education

Daily Worth

If you’re a young parent trying to make sense of the stock market in between grocery shopping and PTA meetings, you likely don’t have the time or headspace for the in-depth articles on sites like Investopedia and Bankrate. And yet, mommy-brain notwithstanding, you don’t feel comfortable plunking down your money without first reading up on your investment of choice. 

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6/12/2018 | Finances

Don't Drink Your Wallet Dry

It’s hot out, so make sure you’re drinking up!  

You probably already know water is the best beverage choice for your health and for your money. But did you know bottled water may be costing you a fortune? 

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6/7/2018 | Finances

Your Personal RV Buying Guide

It’s vacation time! Nothing beats a summertime road trip, but long hours in the car can really kill a vacation. That’s the beauty of recreational vehicles. The road IS the destination; anywhere you go, you’ve got luxury-class accommodations!

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6/6/2018 | Finances

4 Ways to Bring Your Dream Kitchen to Life

A kitchen remodel or makeover not only adds value to your home, it will almost feel like you’ve got a new home. Here’s 4 ways to bring your dream kitchen to life. 

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6/4/2018 | Finances

6 Ways to Turn Your Dream Vacation into a Reality

Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.

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5/16/2018 | Finances

How to Fund An Emergency

When it comes to financial emergencies, ideally you will have an emergency fund tucked away for this very reason. If you don’t, or the money you have set aside isn’t enough, you have several options to consider. 

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5/2/2018 | Finances

7 Ways to Spring Clean for Extra Cash

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape.

The warmer weather and the brilliant sunshine pouring through your windows can fill you with boundless energy.

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4/10/2018 | Finances

Beware of Cryptocurrency Hacks

Cryptocurrency is all the rage. Money you can’t see? Online accounts that aren’t regulated by big banks or even the feds? It has a futuristic feel, and anyone and everyone seems to be buying into the trend.

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4/4/2018 | Finances

Rising Interest Rates

If you follow the national business news, you are likely getting mixed messages about the state of the economy. While never very reassuring, pundits’ opinions on the stock market and the country’s economic state are changing as frequently as the weather. 

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4/3/2018 | Education

Teaching Your Kids Saving Smarts

For the responsible adult who thinks about being prepared for the future, savings are a fixed expense that is built into the monthly budget just like car payments and insurance.

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3/15/2018 | Finances

Saving on Home Renovations

Is your home in desperate need of a facelift? As you probably know, renovations don’t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000!

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3/7/2018 | Finances

What Were the Actual 2018 Tax Changes?

What were the exact changes made to the U.S. tax code this year? There was so much talk about the proposed changes to the tax code, and many of the changes signed into law with the official Tax Cuts and Jobs Acts were quite different from those planned.

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2/21/2018 | Finances

How to Talk Money with Your Partner

What happens when you and your partner have different approaches toward money?

It’s a common scenario.

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2/13/2018 | Education

6 Common Tax Mistakes To Avoid

It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common mistakes people make on their tax returns.

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1/31/2018 | Education

7 Common Life Insurance Myths Debunked

Many of us let popular misconceptions about life insurance convince us that we don’t need it. Read on to see how seven of the most widespread life insurance myths are easily debunked.

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1/30/2018 | Education

Financial Planning For College: How To Get The Most Out Of The FAFSA

If you’re the parent of a college-bound high school student, you’ve probably already started receiving junk mail with pictures of big, impressive stone facades on the outside and big, appalling price tags on the inside.

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12/27/2017 | Education

Ready, Set, Go...to College

It may seem like yesterday when you were sending your child off to preschool. And now you’re preparing him for college!

The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates.

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11/21/2017 | Finances

The Real deal on the 2018 Tax Changes

The current administration is implementing changes to the U.S. tax code. The administration believes these changes will strengthen the middle class, reinvigorate business and decrease unemployment. Unfortunately, though, most of them will do little, if anything, for the state of the economy.

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11/14/2017 | Education

The iPhone X and Decoy Pricing

Retailers often manipulate our spending habits. For instance, every time you shop, your choices are likely influenced by pricing tactics like BOGO, anchoring and high-end pricing.

And then there’s the tactic favored by Apple: decoy pricing.

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10/23/2017 | Finances

Beware Debt Relief

More than 42 million Americans have student loan debt, with their collective debt topping $1.4 trillion. Unfortunately, these big numbers make student loan debtors excellent targets for scams.

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10/23/2017 | Finances

7 Ways to Save on Thanksgiving Costs

Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for seven easy ways to save on Thanksgiving costs this year. 

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10/11/2017 | Finances

Updates on the Equifax Breach

It’s been several weeks since the massive Equifax data breach became public knowledge. While there are still more questions than answers, lots of factors have been clarified. Here are some of the most common questions answered so far:

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10/3/2017 | Education

The Dos and Don'ts of Credit Repair

Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

Do: Determine your actual credit score

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10/2/2017 | Education

Should I Make A Balance Transfer?

Are you considering a balance transfer to an interest-free card and wondering if it's a good idea? While transferring some or all of your credit card debt to one that includes an introductory interest-free period can help you move toward a debt-free life, there are some things to be aware of. Consider these pros and cons:

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9/6/2017 | Finances

Dealing With A Financial Setback

If you’re hit with hard times, here are some tips to keep in mind.  

Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime.

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7/6/2017 | Finances

Deciding Which Bills to Pay First

The following is a guest blog post from our partner, Greenpath Financial Wellness.

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6/26/2017 | Finances

Plan For The Payoff When You Plan Your Student Loans

When your student understands the long-term consequences of accumulating..

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6/22/2017 | Finances

4 Ways To Repay Your Student Loans With Help From Sharon Credit Union

We can help you pay back your loan.

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4/12/2017 | Finances

Your Down Payment On A House

When you think about your down payment, balance is key.

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2/22/2017 | Finances

America Saves Week - Saving For The Future Can Save The Day

The week of February 27 to March 4, 2017, is America Saves Week. 

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2/8/2017 | Finances

6 Questions Your Auto Dealer Hopes You Can't Answer

Let’s go through some of the more challenging parts of automotive financing.

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1/18/2017 | Finances

3 Tips For Managing Your Debt

Here’s what you can do.

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10/17/2016 | Finances

Personal Loans: The Swiss Army Of National Finance

Sometimes life throws expensive surprises.

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