Do You Need a Rainy Day Fund and Emergency Fund?
In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, but both funds available to tap into as needed.
Read on for all your questions on rainy day and emergency funds, answered.
5 Questions About Your Financial Future to Ask Yourself Today
It's important to stay on top of your finances. Here are 5 financial questions to ask yourself. Depending on your answers, they may help motivate you to to get on track!
Book Review: Financially Ever After
It’s almost impossible to find two people who have identical approaches toward money management. We all have our own ideas about spending, budgeting and saving. What one person calls being cheap, another calls being frugal, and yet a third will call total deprivation.
7 Questions to Ask Yourself Before Making a Large Purchase
You’re convinced: You really want that Coach handbag. Or maybe you just know that gigantic entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. You’re thrilled!
That is, until a few weeks later when the credit card bill comes, and buyer’s remorse hits. You can’t help wondering: Was it really worth the price?
5 Ways to Budget For Your Wedding
Are you ready to tie the knot, but don’t know if you can afford a wedding? You don’t need to skimp on the wedding of your dreams or go deeply into debt to pay for it. By planning ahead, choosing wisely and prioritizing what’s truly important, you can say “I Do” without stressing over wedding costs.
If you’re a young parent trying to make sense of the stock market in between grocery shopping and PTA meetings, you likely don’t have the time or headspace for the in-depth articles on sites like Investopedia and Bankrate. And yet, mommy-brain notwithstanding, you don’t feel comfortable plunking down your money without first reading up on your investment of choice.
Rising Interest Rates
If you follow the national business news, you are likely getting mixed messages about the state of the economy. While never very reassuring, pundits’ opinions on the stock market and the country’s economic state are changing as frequently as the weather.
What Were the Actual 2018 Tax Changes?
What were the exact changes made to the U.S. tax code this year? There was so much talk about the proposed changes to the tax code, and many of the changes signed into law with the official Tax Cuts and Jobs Acts were quite different from those planned.
6 Common Tax Mistakes To Avoid
It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common mistakes people make on their tax returns.
Financial Planning For College: How To Get The Most Out Of The FAFSA
If you’re the parent of a college-bound high school student, you’ve probably already started receiving junk mail with pictures of big, impressive stone facades on the outside and big, appalling price tags on the inside.
Ready, Set, Go...to College
It may seem like yesterday when you were sending your child off to preschool. And now you’re preparing him for college!
The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates.
The Real deal on the 2018 Tax Changes
The current administration is implementing changes to the U.S. tax code. The administration believes these changes will strengthen the middle class, reinvigorate business and decrease unemployment. Unfortunately, though, most of them will do little, if anything, for the state of the economy.
The iPhone X and Decoy Pricing
Retailers often manipulate our spending habits. For instance, every time you shop, your choices are likely influenced by pricing tactics like BOGO, anchoring and high-end pricing.
And then there’s the tactic favored by Apple: decoy pricing.
7 Ways to Save on Thanksgiving Costs
Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for seven easy ways to save on Thanksgiving costs this year.
Should I Make A Balance Transfer?
Are you considering a balance transfer to an interest-free card and wondering if it's a good idea? While transferring some or all of your credit card debt to one that includes an introductory interest-free period can help you move toward a debt-free life, there are some things to be aware of. Consider these pros and cons:
Dealing With A Financial Setback
If you’re hit with hard times, here are some tips to keep in mind.
Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime.
Plan For The Payoff When You Plan Your Student Loans
When your student understands the long-term consequences of accumulating..
4 Ways To Repay Your Student Loans With Help From Sharon Credit Union
We can help you pay back your loan.
America Saves Week - Saving For The Future Can Save The Day
The week of February 27 to March 4, 2017, is America Saves Week.
6 Questions Your Auto Dealer Hopes You Can't Answer
Let’s go through some of the more challenging parts of automotive financing.
Personal Loans: The Swiss Army Of National Finance
Sometimes life throws expensive surprises.