Schedule of Fees
Effective Date: May 7, 2018
Checking Accounts
| MyFree Checking |
FREE |
|
MyGreen Checking
Per Check Written
|
$1.00 |
|
MyInterest Checking
Service Charge if balance falls below $500.00
|
$5.00/month |
|
MyBusiness Plus Checking Monthly Service Charge
(if balance falls below $5,000)
|
$15.00/month |
|
Check Printing
(Based on style or design)
Shipping charges for all orders paid by Member
|
Variable |
| Check Image return with statement |
$5.00/month |
| Overdraft Privilege Service (OPS) Paid Item* |
$35.00 |
| Non-Sufficient Funds (NSF) Returned Item |
$35.00 |
| Stop Payment |
$30.00 |
Preauthorized Overdraft Transfers from Savings
Two free per month
Monthly transfer limits apply-see Truth in Savings
Disclosure |
$5.00 each |
| Returned Deposited Item |
$7.00 |
* Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.
Official Checks and Money Orders
One of either FREE per day - $3.00
External Funds Transfer
|
Standard Inbound
|
Between my accounts
Popmoney
|
FREE
FREE
|
|
Next-day Inbound
|
Between my accounts
Popmoney
|
$5.00
$5.00
|
|
Standard Outbound
|
Between my accounts (One Free Per Month)
Popmoney
|
$5.00
FREE
|
|
Next-day Outbound
|
Between my accounts
Popmoney
|
$10.00
$5.00
|
Online Teller and Bill Payer
| Online Teller |
FREE |
| Bill Payer |
FREE |
| VIP (Remote Deposit Capture) |
FREE |
| Stop Payment of a Bill Payer Check |
$25.00 |
| Copy of a Bill Payer Check |
$5.00 |
| Expediated Bill Payment - Electronic |
$10.00 |
| Expediated Bill Payment - Check |
$25.00 |
Miscellaneous Mortgage Fees
| Preparation of Confirmatory Discharge |
$125.00 |
| Preparation of Subordination Agreement |
$125.00 |
| Partial Release Fee |
$300.00 |
| Lien Release Letter |
$10.00 |
| Written Payoff Request |
$25.00 |
| Loan Modification |
Varies |
Debit MasterCard®* / ATM Card*
| Transactions made at ANY US Location (POS transactions) |
FREE |
|
Transactions made at any ATM other than a Sharon Credit Union ATM
(Waived for MyGreen Checking)
|
$1.00 |
| MasterCard Cross-Border Fee |
Pass through from MasterCard |
| Replacement card if lost or stolen |
$25.00 |
| Replacement card if damaged |
$10.00 |
*When you use an ATM not owned by Sharon Credit Union, you may be charged a fee by the ATM owner or any network used. The ATM owner or network fees are not imposed when you are using a participating SUM ATM machine. Inquire about ATM Surcharge Reimbursement.
Miscellaneous Charges
Foreign Item Collection Fee
Pass through from collecting agent |
Varies |
| Account Research Fee (one-hour minimum) |
$30.00/hr |
Processing of Levy, Garnishment
or Other Legal Service |
$100.00 each |
Self-Service Coin Processing
Non-Members Only |
10% of total |
| IRA Trustee Transfer or Rollover Out |
$35.00 |
| Abandoned Property Fee |
$50.00 |
| Undeliverable Mail |
$5.00 |
| Verification of Deposit |
$10.00 |
Safe Deposit Boxes/Annual Fee
| 3" x 5" |
$50.00 |
| 5" x 5" |
$65.00 |
| 3" x 10" |
$75.00 |
| 5" x 10" |
$110.00 |
| 10" x 10" |
$175.00 |
| 18" x 15" |
$200.00 |
| 24" x 19" |
$250.00 |
| Late Payment Fee |
$15.00 |
| Lost Key |
$50.00 |
| Box Drilling |
$250.00 |
Wire Transfers
| Outgoing domestic |
$25.00 |
| Outgoing international |
$50.00 |
| Incoming |
$10.00 |
