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Auto & RV Loans

New Auto Loans
Effective Date: November 8, 2018
Vehicle YearAPRPayment per $1,000Term
2018-2019 2.99% $17.97 Up to 60 Months
  3.25% $15.31 72 Months
  3.50% $13.45 84 Months

APR = Annual Percentage Rate

Rates subject to change at any time. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined.

Used Auto Loans
Effective Date: November 8, 2018
Vehicle YearAPRPayment per $1,000Term
APPLY     CALCULATORS
2009-2017 3.24% $18.08 Up to 60 Months
  3.75% $15.54 72 Months
APR = Annual Percentage Rate
Rates subject to change at any time. Up to 125% financing available for vehicle years 2012-2019. Up to 100% financing available for vehicle years 2009-2011. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined.

With Sharon Credit Union’s Student Auto Loan Program, you can earn discounts on your auto loan rate based on your Grade Point Average.

With our Energy Efficient Vehicle Loan program you can get an additional .25% discount on your qualified interest rate on any Energy Efficient vehicle rated 7 or higher by the Environmental Protection Agency (EPA) in the areas of both Air Pollution Score and Greenhouse Gas Score. Please ask a Member Service Representative for more information.

Credit Builder Auto Loan
With our Credit Builder Auto Loan program, if your credit score improves after taking out your auto loan with us, you may be able to reduce your interest rate for the remainder of the term.

Motorcycle Loans
Effective Date: April 1, 2018
Enjoy the fresh air when you purchase a motorcycle with the help of a Sharon Credit Union motorcycle loan.
Type and YearAPR 95% FinancingPayment per $1,000Term
Motorcycle New (2018-2019) 3.25% $22.25 48 Months
  4.25% $18.54 60 Months
Motorcycle Used (2012-2017) 4.25% $22.70 48 Months
  5.25% $18.99 60 Months
APR = Annual Percentage Rate
Maximum Loan Amount $25,000
*Rates subject to change at any time. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined.

Boat Loans
Effective Date: April 1, 2018
Cruise the water in style with a boat financed by Sharon Credit Union. We offer competitive interest rates and flexible repayment options.
Type and YearAPR 95% FinancingPayment per $1,000Term
Boat - Up to 24' New (2018-2019) 6.75% $19.69 60 Months
  7.00% $17.06 72 Months
  7.25% $11.75 120 Months
  7.50% $9.28 180 Months
Boat - Up to 24' Used (2012-2017) 7.75% $20.17 60 Months
  8.00% $17.54 72 Months
  8.25% $12.28 120 Months
  8.50% $9.86 180 Months
APR = Annual Percentage Rate
Maximum Loan Amount $75,000
*Rates subject to change at any time. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined.

Camper Loans/Motor Home
Effective Date: April 1, 2018
Enjoy the outdoors in a new or used camper or motor home. We offer competitive interest rates and flexible repayment options to assist you with the purchase or refinancing of a camper.
Loan AmountAPR 95% FinancingPayment per $1,000Term
New (2018-2019) 6.25% $19.46 60 Months
  6.50% $16.82 72 Months
  6.75% $14.98 84 Months
  7.00% $13.64 96 Months
  7.25% $12.64 108 Months
  7.50% $11.88 120 Months
  7.75% $9.42 180 Months
Used (2012-2017) 6.75% $19.69 60 Months
  7.00% $17.06 72 Months
  7.25% $15.22 84 Months
  7.50% $13.89 96 Months
  7.75% $12.90 108 Months
  8.00% $12.14 120 Months
  8.25% $9.71 180 Months
APR = Annual Percentage Rate
Camper max loan amount = $125,000; Motor Home max loan amount = $300,000. Loan amounts greater than $100,000 require 20% down payment.
*Rates subject to change at any time. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined.

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